Term deposits

Source review

Last reviewed: 2026-09-26. Reviewed sources can still contain missing or conditional terms.

Banka Kombëtare Tregtare

Term deposit

Source checked

Fixed-term savings with interest paid at maturity.

Published annual rateALL: 0.50 – 2.40% EUR: 0.25 – 1.85% USD: 0.30 – 2.30%Gross rate before tax

TermALL: 36 months EUR: 36 months USD: 36 monthsAvailable terms depend on currency

CurrenciesALL · EUR · USD

Automatic renewal optionTerms from 1–36 months

Early withdrawal forfeits interest. Check the bulletin for the current rate.

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Source review

Last reviewed: 2026-09-26. Reviewed sources can still contain missing or conditional terms.

Credins Bank

Term Deposit

Source checked

Savings with terms from one month to five years.

Published annual rateALL: 0.30 – 3.20% EUR: 0.03 – 2.40% USD: 0.10 – 2.70%Gross rate before tax

TermALL: 60 months EUR: 60 months USD: 60 monthsAvailable terms depend on currency

CurrenciesALL · EUR · USD

1–60 monthsFixed rate for the agreed term

Confirm the rate and opening minimum for your currency and term.

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Source review

Last reviewed: 2026-09-26. Reviewed sources can still contain missing or conditional terms.

First Investment Bank Albania

Standard Deposit

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A term deposit in ALL, EUR or USD with a choice of maturities.

Published annual rateALL: Unconfirmed EUR: Unconfirmed USD: UnconfirmedGross rate before tax

TermALL: 24 months EUR: 24 months USD: 24 monthsAvailable terms depend on currency

CurrenciesALL · EUR · USD

Terms from 1–24 monthsAutomatic renewal option

The older bulletin’s rate is not entered as a new sortable offer; current rate and minimum opening amount need confirmation.

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Source review

Last reviewed: 2026-09-26. Reviewed sources can still contain missing or conditional terms.

Intesa Sanpaolo Bank Albania

Standard Term Deposit

Source checked

Savings with a fixed rate for the agreed term.

Published annual rateALL: 0.70 – 2.30% EUR: 0.20 – 1.20% USD: 0.55 – 2.00%Gross rate before tax

TermALL: 36 months EUR: 36 months USD: 36 monthsAvailable terms depend on currency

CurrenciesALL · EUR · USD

Terms from 3–36 months depending on currencyFixed rate for the agreed term

Large balances have negotiable rates requiring confirmation; the 3% ALL new-money offer is a separate product.

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Source review

Last reviewed: 2026-09-26. Reviewed sources can still contain missing or conditional terms.

Intesa Sanpaolo Bank Albania

12-month Deposit — New Funds

Source checked

ALL deposit offer for customers bringing new funds to the bank.

Published annual rateALL: 3.00%Gross rate before tax

TermALL: 12 monthsAvailable terms depend on currency

CurrenciesALL

3% gross annual interestOffer until 31 December 2026

New funds only. Interest is subject to tax; early withdrawal forfeits interest. Renewal uses rates applying at maturity.

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Source review

Last reviewed: 2026-09-26. Reviewed sources can still contain missing or conditional terms.

Jet Bank

Term Deposit

Source checked

Savings with a choice of term and interest-payout schedule.

Published annual rateALL: 1.00 – 4.00% EUR: 1.00 – 4.00%Gross rate before tax

TermALL: 36 months EUR: 36 monthsAvailable terms depend on currency

CurrenciesALL · EUR

Terms from 1–36 monthsALL or EUR

Rate varies by term; interest retention on early withdrawal applies only to the 12-month deposit.

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Source review

Last reviewed: 2026-09-26. Reviewed sources can still contain missing or conditional terms.

OTP Bank Albania

Horizont Deposit

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Long-term ALL deposit with interest credited annually.

Published annual rateALL: 2.00 – 2.50%Gross rate before tax

TermALL: 84 monthsAvailable terms depend on currency

CurrenciesALL

5- or 7-year term2%–2.5% annual interest by tier

No top-ups. Early closure forfeits current-year interest and previous-year net interest.

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Source review

Last reviewed: 2026-09-26. Reviewed sources can still contain missing or conditional terms.

ProCredit Bank

15-month Deposit

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15-month deposit for new funds to the bank, with monthly interest.

Published annual rateALL: 2.50% EUR: 2.00%Gross rate before tax

TermALL: 15 months EUR: 15 monthsAvailable terms depend on currency

CurrenciesALL · EUR

2.5% in ALL · 2% in EUROffer until 30 November 2026

Minimum ALL 100,000 / EUR 1,000. Early withdrawal has penalties and notice periods; renewal uses standard rates.

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Source review

Last reviewed: 2026-09-26. Reviewed sources can still contain missing or conditional terms.

Raiffeisen Bank

Term Deposit

Source checked

Savings with a choice of maturity and currency.

Published annual rateALL: Unconfirmed EUR: Unconfirmed USD: UnconfirmedGross rate before tax

TermALL: 60 months EUR: 60 months USD: 60 monthsAvailable terms depend on currency

CurrenciesALL · EUR · USD

Interest at maturityAvailable in ALL, EUR or USD

The linked bulletin has an older date; its rates are not entered as a new sortable offer.

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Source review

Last reviewed: 2026-09-26. Reviewed sources can still contain missing or conditional terms.

Tirana Bank

Term Deposit

Source checked

Term deposit available through the TiBank platform.

Published annual rateALL: Unconfirmed EUR: Unconfirmed USD: UnconfirmedGross rate before tax

TermALL: 25 months EUR: 25 months USD: 25 monthsAvailable terms depend on currency

CurrenciesALL · EUR · USD

1, 3, 6, 12 or 25 monthsAutomatic renewal available

A current numeric rate and exact early-closure consequence were not confirmed on the page; request the bank bulletin/offer.

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Source review

Last reviewed: 2026-09-26. Reviewed sources can still contain missing or conditional terms.

Union Bank

Standard Deposit

Source checked

Standard deposit with rates by currency, amount and term.

Published annual rateALL: 0.40 – 1.90% EUR: 0.20 – 1.20% USD: 0.20 – 1.50%Gross rate before tax

TermALL: 12 months EUR: 12 months USD: 12 monthsAvailable terms depend on currency

CurrenciesALL · EUR · USD

Terms from 1–12 monthsInterest paid at maturity

Rates checked in the 6 August 2026 bulletin. See amount and term tiers; early withdrawal forfeits interest.

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Source review

Last reviewed: 2026-09-26. Reviewed sources can still contain missing or conditional terms.

Union Bank

35-month Deposit

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35-month savings with rates by currency and amount band.

Published annual rateALL: 2.70 – 3.20% EUR: 2.10 – 2.60% USD: 2.00 – 2.50%Gross rate before tax

TermALL: 35 months EUR: 35 months USD: 35 monthsAvailable terms depend on currency

CurrenciesALL · EUR · USD

35-month termInterest at maturity

Rates from the 6 August 2026 bulletin; confirm early-withdrawal conditions.

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Source review

Last reviewed: 2026-09-26. Reviewed sources can still contain missing or conditional terms.

United Bank of Albania

Term Deposit

Source checked

Term deposit with a profit rate agreed at opening and payout at maturity.

Published annual rateALL: 0.70 – 2.80% EUR: 0.40 – 2.10% USD: 0.40 – 1.80%Gross rate before tax

TermALL: 60 months EUR: 60 months USD: 60 monthsAvailable terms depend on currency

CurrenciesALL · EUR · USD

Terms from 1–60 monthsAvailable in ALL, EUR or USD

Confirm the rate for the term and currency; renewal is optional.

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Source review

Last reviewed: 2026-09-26. Reviewed sources can still contain missing or conditional terms.

Ziraat Bank Albania Branch

Term Deposits

Source checked

Fixed-term savings with terms agreed with the bank.

Published annual rateUnconfirmedGross rate before tax

Fixed-term savingsBank-provided quote

Currencies, minimum, terms, rates, renewal and withdrawal conditions remain subject to bank confirmation; other account terms have not been copied onto the deposit.

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Source review

Last reviewed: 2026-09-26. Reviewed sources can still contain missing or conditional terms.