Home / First Investment Bank Albania
First Investment Bank Albania Licensed institution listed by the Bank of Albania. Product verification is separate from licensing.
Directory source ↗ Bank website 8 selected products, grouped by category. Open a product to see terms and official sources.
Personal loans 1 Home loans 1 Shop & commercial property loans 1 Credit cards 3 Term deposits 1 Investment & expansion 1 Personal loans First Investment Bank Albania An ALL personal loan for everyday needs without collateral.
Maximum term ALL: 120 months Depending on amount and option
Maximum amount ALL: ALL 4,000,000 Subject to bank approval
Nominal interest by currency Salary at the lending bank Salary conditions During the variable-rate period, salary at Fibank lowers the margin/floor from 5.99% to 4.99%. The initial rate is unchanged. Management is 1% for payroll, 1.5% standard; income bands apply.
What does salary transfer mean? For an offer conditional on salary transfer, salary must be credited to an account at the lending bank; simply having an account there is not the same. Ask how long you must keep your salary there and what account or package fees apply. The bank confirms eligibility.
Bank’s salary conditions ↗ ALL · Lekë Salary paid into this bank Fibank salary customers 5.5% Fixed for the first 12 months Then: BTH 12M + 4.99%, min 4.99%
Other customers Other customers 5.5% Fixed for the first 12 months Then: BTH 12M + 5.99%, min 5.99%
Published option; confirm the amount, term and profile with the bank.
See all 6 rate options → Rates, conditions & eligibility → Who can apply? Declared net income above ALL 75,000/month and at least 6 months of income history. Albanian citizen, employed or self-employed with annual turnover below ALL 14 million.
Home loans First Investment Bank Albania Buy, build or renovate a home, with a choice of introductory periods.
Maximum term ALL: 360 months
EUR: 360 months Depending on amount and option
Maximum amount ALL: Unconfirmed
EUR: Unconfirmed Subject to bank approval
Interest and conditions Nominal interest by currency Salary at the lending bank Salary conditions Salary-transfer discount: unconfirmed in the reviewed sources. Request quotes with and without salary transfer.
ALL · Lekë 12-month option 2.99% Fixed for the first 12 months Then: BTH 12M + 1.99%, min 3.99%
Published option; confirm the amount, term and profile with the bank.
See all 2 rate options → EUR · Euro 12-month option 1.99% Fixed for the first 12 months Then: Euribor 12M + 2.49%, min 4.99%
Published option; confirm the amount, term and profile with the bank.
See all 2 rate options → Rates, conditions & eligibility → Who can apply? Albanian citizen, employed or self-employed with annual turnover no higher than ALL 14 million; 6 months of income evidence required.
Request a quote from the bank
Shop & commercial property loans First Investment Bank Albania The 5 Stars option for purchasing, building or renovating investment property.
Maximum term ALL: 300 months
EUR: 300 months Depending on amount and option
Maximum amount ALL: Unconfirmed
EUR: Unconfirmed Subject to bank approval
Nominal interest by currency Salary at the lending bank Salary conditions Salary-transfer discount: unconfirmed in the reviewed sources. Request quotes with and without salary transfer.
ALL · Lekë 12-month option 3.5% Fixed for the first 12 months Then: BTH 12M + 2.5%, min 4.25%
Published option; confirm the amount, term and profile with the bank.
See all 2 rate options → EUR · Euro 12-month option 2.5% Fixed for the first 12 months Then: Euribor 12M + 2.99%, min 4.99%
Published option; confirm the amount, term and profile with the bank.
See all 2 rate options → Rates, conditions & eligibility → Who can apply? Albanian citizen, employed or self-employed with annual turnover no higher than ALL 14 million; 6 months of income evidence required.
Request a quote from the bank
Credit cards First Investment Bank Albania Visa credit card for in-store and online purchases, with full or minimum repayment.
Card fee · later years ALL 2,000 / year · Standard
EUR 20 / year · Standard
USD 20 / year · Standard Card maintenance only; other charges may apply
Interest-free period Up to 45 days Full repayment conditions apply
Who can apply? Consult the bank’s terms and documents for eligibility criteria.
First Investment Bank Albania A euro credit card for spending and travel with premium services.
Card fee · later years EUR 30 / year · Standard Card maintenance only; other charges may apply
Interest-free period Up to 45 days Full repayment conditions apply
Who can apply? Consult the bank’s terms and documents for eligibility criteria.
First Investment Bank Albania Credit card for business spending in ALL, EUR or USD.
Card fee · later years ALL 3,500 / year · Standard
EUR 25 / year · Standard
USD 35 / year · Standard Card maintenance only; other charges may apply
Currencies ALL · EUR · USD
Who can apply? Consult the bank’s terms and documents for eligibility criteria.
Term deposits First Investment Bank Albania A term deposit in ALL, EUR or USD with a choice of maturities.
Published annual rate ALL: Unconfirmed
EUR: Unconfirmed
USD: Unconfirmed Gross rate before tax
Term ALL: 24 months
EUR: 24 months
USD: 24 months Available terms depend on currency
Currencies ALL · EUR · USD
Investment & expansion First Investment Bank Albania Financing for business assets and investment.
Maximum term ALL: 120 months
EUR: 120 months
USD: 120 months Depending on amount and option
Maximum amount ALL: Unconfirmed
EUR: Unconfirmed
USD: Unconfirmed Subject to bank approval
Nominal interest by currency ALL · Lekë Nominal rate unconfirmed. Request pricing for this currency from the bank.
Published option; confirm the amount, term and profile with the bank.
EUR · Euro Nominal rate unconfirmed. Request pricing for this currency from the bank.
Published option; confirm the amount, term and profile with the bank.
USD Nominal rate unconfirmed. Request pricing for this currency from the bank.
Published option; confirm the amount, term and profile with the bank.
Rates, conditions & eligibility → Who can apply? Company with declared annual turnover above ALL 14 million, at least one year of operation, valid licence and no overdue taxes.
Request a quote from the bank
