Mastercard Gold
A euro credit card for spending and travel with premium services.
Your product context
Card maintenance fee · later years
EUR 30 / year · Standard
Other charges, including issuance, account fees and interest, may apply; see the conditions below.
Nominal interest by currency
The annual nominal rate is used to calculate interest on the outstanding loan amount; it excludes fees and is different from APR. Rates depend on the currency, customer profile and fixed period. BTH refers to Albanian Treasury bills, while Euribor is a benchmark for euro borrowing. For a variable rate, the published minimum is a floor; the rate you pay may be higher.
EUR · Euro
Only when the credit line is secured by a bank deposit.
Official terms · page 18 ↗Employment, income & eligibility
Consult the bank’s terms and documents for eligibility criteria.
Annual percentage rate (APR)
APR (annual percentage rate) expresses borrowing costs as a yearly percentage, including interest and the fees included in the calculation. The nominal rate covers interest alone. APR is not an additional charge. Where available, the bank’s published examples are shown below; your offer may differ. Compare the same currency, amount, term and customer profile.
Understand APR and the nominal rate, with an example →
- EUR
- Not confirmed
No current APR example confirmed in the reviewed sources. A nominal rate can still support a payment estimate.
Repayment, costs & documents
Benefits and limitations
✓ Up to 45 interest-free days
✓ Lounge and Fast Track
Rates are annual nominal interest; APR and approved credit line require an individual offer. Package benefits have separate conditions.
| Currencies | EUR |
|---|---|
| Published APR (%) | Not confirmed |
| Interest-free period (days) | 45 |
| Minimum payment | 5%; min 10 EUR |
| Cash withdrawal fee | 2.5%; min 4 EUR |
| Rewards conditions | LoungeKey, Fast Track dhe oferta partnerësh / LoungeKey, Fast Track and partner offers |
Official sources and supporting terms
Product page on the bank’s website ↗
Fibank · Kushtet e punës · shkurt 2026 ↗Reviewed pages: 18