Investment Loan
Financing for business assets and investment.
Cost summary
Indicative figures- Monthly payment
- UnconfirmedPer month
- Total interest
- UnconfirmedOver the whole term
- Fees
- UnconfirmedUpfront bank fee only
- Total repayment
- UnconfirmedLoan + interest + known fee
Choose your amount, term, currency and customer category to see the summary.
Choose your loan details →Your product context
Calculate with this product →Nominal interest by currency
The annual nominal rate is used to calculate interest on the outstanding loan amount; it excludes fees and is different from APR. Rates depend on the currency, customer profile and fixed period. BTH refers to Albanian Treasury bills, while Euribor is a benchmark for euro borrowing. For a variable rate, the published minimum is a floor; the rate you pay may be higher.
ALL · Lekë
Nominal rate unconfirmed. Request pricing for this currency from the bank.
EUR · Euro
Nominal rate unconfirmed. Request pricing for this currency from the bank.
USD
Nominal rate unconfirmed. Request pricing for this currency from the bank.
Business eligibility and documents
Company with declared annual turnover above ALL 14 million, at least one year of operation, valid licence and no overdue taxes.
- Criteria and documents
- Company with declared annual turnover above ALL 14 million, at least one year of operation, valid licence and no overdue taxes. Source ↗
Annual percentage rate (APR)
APR (annual percentage rate) expresses borrowing costs as a yearly percentage, including interest and the fees included in the calculation. The nominal rate covers interest alone. APR is not an additional charge. Where available, the bank’s published examples are shown below; your offer may differ. Compare the same currency, amount, term and customer profile.
Understand APR and the nominal rate, with an example →
- ALL
- Not confirmed
- EUR
- Not confirmed
- USD
- Not confirmed
No current APR example confirmed in the reviewed sources. A nominal rate can still support a payment estimate.
Repayment, costs & documents
- Security and repayment
- Property mortgage, movable-asset pledge and shareholders’ personal guarantees. Monthly instalments; grace period or irregular payments according to the investment plan. Source ↗
- Documents
- Registration, company extract, incorporation documents, administrator ID and tax/enforcement certificates; balance sheet, income statement, cash flow, contracts and bank statements; title, updated property record and insurance. Source ↗
Benefits and limitations
✓ Up to 120 months
✓ Project-based repayment
Final rates and costs are confirmed in the bank’s offer.
| Currencies | ALL, EUR, USD |
|---|---|
| Maximum term (months) | 120 |
| Published APR (%) | ALL: Not confirmed EUR: Not confirmed USD: Not confirmed |
| Collateral | Pasuri të luajtshme/paluajtshme dhe garanci aksionerësh / Assets and shareholder guarantees |