How products are selected
We focus on everyday personal and business loans, credit cards, accounts and deposits across all licensed institutions. We remove superseded offers, duplicate category pages and material without product terms. This is a curated selection, not a popularity ranking or a complete bank catalog. Recent documents support product summaries; they are not presented as a document directory.
What verification means
Each published record is checked against the linked official source. A source check establishes only the recorded facts; it does not certify complete tariffs or an individual offer. Null values mean unknown. Coverage is partial.
Ordering and commercial relationships
Default ordering is alphabetical by bank name. You can sort by verification date. We do not call products “best” or infer that a lower introductory rate makes a loan cheaper. Sponsored placements are disclosed and never change the comparison order.
What the green labels mean
For home-loan results, the green label identifies the lowest reviewed APR for the exact amount, term, currency and salary category selected. At least two different banks must have matching examples. Missing assumptions, conflicting source figures, stale data and differently priced variants are excluded. Tied values share the highlight. When there is not enough evidence, we say that the lowest APR cannot yet be confirmed.
On other loan listings, an initial-interest label compares only nominal interest for the same currency, salary profile and fixed initial period. It does not identify the lowest APR or total cost. APR examples are not recalculated for a different loan amount or term.
Deposit highlights compare the published gross annual rate for the selected amount, term and currency. Card highlights compare maintenance charges over 12 months for the selected year and profile; interest and other charges are excluded. Missing, ambiguous, expired or overdue-for-review data cannot win. At least two banks must have comparable figures; equal values share the highlight.
A filter match confirms only the selected published criteria. It is not a personal recommendation, an affordability assessment or bank approval. Check the product conditions and obtain a bank quote for your circumstances.
Updates and limits
Imports run separately from visitor requests. Extracted changes require human review. Failed imports preserve the last verified record; records older than 30 days are marked for review. Initial records are manually maintained. All source monitoring is disabled until access restrictions have been reviewed.
Bank directory
Bank of Albania’s licensed-bank directory · 26.09.2026