The 5 Stars option for purchasing, building or renovating investment property.
Choose your amount, term, currency and customer category to see the summary.
Choose your loan details →The annual nominal rate is used to calculate interest on the outstanding loan amount; it excludes fees and is different from APR. Rates depend on the currency, customer profile and fixed period. BTH refers to Albanian Treasury bills, while Euribor is a benchmark for euro borrowing. For a variable rate, the published minimum is a floor; the rate you pay may be higher.
Salary-transfer discount: unconfirmed in the reviewed sources. Request quotes with and without salary transfer.
Then: BTH 12M + 2.5%, min 4.25%
The bank confirms the final rate based on your profile and the product terms.
Official terms ↗Then: BTH 12M + 2.5%, min 4.25%
The bank confirms the final rate based on your profile and the product terms.
Official terms ↗Then: Euribor 12M + 2.99%, min 4.99%
The bank confirms the final rate based on your profile and the product terms.
Official terms ↗Then: Euribor 12M + 2.99%, min 4.99%
The bank confirms the final rate based on your profile and the product terms.
Official terms ↗Albanian citizen, employed or self-employed with annual turnover no higher than ALL 14 million; 6 months of income evidence required.
APR (annual percentage rate) expresses borrowing costs as a yearly percentage, including interest and the fees included in the calculation. The nominal rate covers interest alone. APR is not an additional charge. Where available, the bank’s published examples are shown below; your offer may differ. Compare the same currency, amount, term and customer profile.
Understand APR and the nominal rate, with an example →
Published APR for this amount; exact example term is not provided. After 12 months: Euribor 12M + 2.99%, min 4.99%. Example amount is not a product limit; the page leaves the limit to individual approval.
Bank’s example ↗Published APR for this amount; exact example term is not provided. After 24 months: Euribor 12M + 2.99%, min 4.99%. Example amount is not a product limit; the page leaves the limit to individual approval.
Bank’s example ↗Published APR for this amount; exact example term is not provided. After 12 months: BTH 12M + 2.5%, min 4.25%. Example amount is not a product limit; the page leaves the limit to individual approval.
Bank’s example ↗Published APR for this amount; exact example term is not provided. After 24 months: BTH 12M + 2.5%, min 4.25%. Example amount is not a product limit; the page leaves the limit to individual approval.
Bank’s example ↗✓ Up to 25 years
✓ ALL and EUR; introductory rate for 12 or 24 months
Approval depends on income, property and bank assessment. A complete quote is required for your personal APR.
| Currencies | ALL, EUR |
|---|---|
| Salary at the lending bank | Salary-transfer discount: unconfirmed in the reviewed sources. Request quotes with and without salary transfer. |
| Maximum term (months) | 300 |
| Published APR (%) | ALL: 5.38 – 5.44% EUR: 5.16 – 5.21% · see examples and conditions |
| Fees | Administrimi 1% / Administration 1% |
| Collateral | Pronë administrative ose rezidenciale në qytetet ku operon Fibank / Administrative or residential property in cities served by Fibank |
| Currency / customer | Amount | Months | Annual rate |
|---|---|---|---|
| EUR12 months fixed | — – Confirm amount with bank | —–300 | 2.5%Then Euribor 12M + 2.99%, min 4.99%. Limit individually approved. |
| EUR24 months fixed | — – Confirm amount with bank | —–300 | 3.5%Then Euribor 12M + 2.99%, min 4.99%. Limit individually approved. |
| ALL12 months fixed | — – Confirm amount with bank | —–300 | 3.5%Then BTH 12M + 2.5%, min 4.25%. Limit individually approved. |
| ALL24 months fixed | — – Confirm amount with bank | —–300 | 4%Then BTH 12M + 2.5%, min 4.25%. Limit individually approved. |
Product page on the bank’s website ↗
Source section: Kredi 5 Yje për dyqan dhe pronë investimi
Fibank · 5 Yje për investim · informacion parakontraktor ↗Reviewed pages: 1, 2, 7
