Licensed institution listed by the Bank of Albania. Product verification is separate from licensing.
Directory source ↗4 selected products, grouped by category. Open a product to see terms and official sources.
Personal loans
Personal loan in ALL and EUR with fixed rates by amount and term.
Maximum termALL: 120 months
EUR: 120 monthsDepending on amount and option
Maximum amountALL: ALL 4,000,000
EUR: EUR 40,000Subject to bank approval
Nominal interest by currency
Salary at the lending bankSalary conditions
Salary-transfer discount: unconfirmed in the reviewed sources. Request quotes with and without salary transfer.
ALL · Lekë
ALL · 25,000–200,00013–14.1%Fixed; 6–60 months
Published option; confirm the amount, term and profile with the bank.
See all 5 rate options →EUR · Euro
EUR · 250–2,00013–14.1%Fixed; 6–60 months
Published option; confirm the amount, term and profile with the bank.
See all 5 rate options →Who can apply? Income and repayment assessment; requires a Jet current account in the loan currency.
9%–14.1% depending on tierUp to 10 years for larger amounts Term and rate depend on loan amount. See the tier table for the applicable combination.
Credit cards
Virtual Mastercard for purchases, with a reusable limit managed in the app.
Card fee · later yearsALL 0 / yearCard maintenance only; other charges may apply
CurrenciesALL · EUR
Nominal interest by currency
ALL · Lekë
Bank example rate20%Annual nominal rate in the example
Published option; confirm the amount, term and profile with the bank.
EUR · Euro
Nominal rate unconfirmed. Request pricing for this currency from the bank.
Published option; confirm the amount, term and profile with the bank.
Who can apply? Consult the bank’s terms and documents for eligibility criteria.
No annual fee5% minimum payment plus costs Minimum payment does not avoid interest. Rate and limit are stated in the bank’s offer.
Debit cards
Virtual account-linked Mastercard for purchases and digital wallets.
Digital bankingAvailableSee access conditions
CurrenciesALL · EUR
No issuance or annual feeApple Pay and Google Pay Fees apply after the monthly free-withdrawal allowance.
Term deposits
Savings with a choice of term and interest-payout schedule.
Published annual rateALL: 1.00 – 4.00%
EUR: 1.00 – 4.00%Gross rate before tax
TermALL: 36 months
EUR: 36 monthsAvailable terms depend on currency
CurrenciesALL · EUR
Terms from 1–36 monthsALL or EUR Rate varies by term; interest retention on early withdrawal applies only to the 12-month deposit.
