Independent comparisons. Official bank sources.How we compare
SQ

Mastercard Credit

Virtual Mastercard for purchases, with a reusable limit managed in the app.

Jet Bank
Provider: Directly by the bank. No sponsored placement.

Your product context

Card maintenance fee · later years
ALL 0 / year
Other charges, including issuance, account fees and interest, may apply; see the conditions below.

Calculate with this product →

Nominal interest by currency

The annual nominal rate is used to calculate interest on the outstanding loan amount; it excludes fees and is different from APR. Rates depend on the currency, customer profile and fixed period. BTH refers to Albanian Treasury bills, while Euribor is a benchmark for euro borrowing. For a variable rate, the published minimum is a floor; the rate you pay may be higher.

ALL · Lekë

Bank example rate20%Annual nominal rate in the example

Full use on 1 September 2026. Monthly repayment of 5% of remaining principal plus interest; full settlement on 15 September 2027. No fees or penalties. Bank APR is approximate; payments are not equal instalments.

Official terms · page 3 ↗

EUR · Euro

Nominal rate unconfirmed. Request pricing for this currency from the bank.

Employment, income & eligibility

Consult the bank’s terms and documents for eligibility criteria.

Annual percentage rate (APR)

APR (annual percentage rate) expresses borrowing costs as a yearly percentage, including interest and the fees included in the calculation. The nominal rate covers interest alone. APR is not an additional charge. Where available, the bank’s published examples are shown below; your offer may differ. Compare the same currency, amount, term and customer profile.

Understand APR and the nominal rate, with an example →

Full limit usage · 2026 example

21.76% APR
Currency
ALL
Example amount
ALL 1,000,000
Term
Not specified
Example nominal rate
20.00%
Published total repayment
ALL 1,160,780

Full use on 1 September 2026. Monthly repayment of 5% of remaining principal plus interest; full settlement on 15 September 2027. No fees or penalties. Bank APR is approximate; payments are not equal instalments.

Bank’s example · page 3 ↗

Repayment, costs & documents

Account and renewal
A Jet current account is required; card automatically renews every three years under the terms. No collateral is required. Source ↗
Repayment and lateness
Minimum 5% of transactions plus all fees, interest and other dues. Late interest: 35% annually on unpaid minimum payment, in addition to standard interest; free early repayment. Source ↗

Benefits and limitations

✓ No annual fee

✓ 5% minimum payment plus costs

Minimum payment does not avoid interest. Rate and limit are stated in the bank’s offer.

Key published conditions
CurrenciesALL, EUR
Annual fee0
Published APR (%)ALL: 21.76% EUR: Not confirmed · see examples and conditions
Minimum payment5% principal + interes dhe kosto / 5% principal plus interest and costs
Official sources and supporting terms

Product page on the bank’s website ↗

Pre-Contractual Information Template ↗Reviewed pages: 3

Jet · Mastercard kredit · informacion parakontraktor ↗Reviewed pages: 2, 4