Term Deposit

Savings with a choice of term and interest-payout schedule.

Provider: Directly by the bank. No sponsored placement.

Your product context

Deposit interest and terms: Fixed throughout the term; same rate for available payout methods (upfront, monthly, yearly or at maturity). 365-day basis. Source ↗
Minimum and early withdrawal: Minimum ALL 50,000/EUR 500. The interest-retention exception on early closure applies only to the 12-month term; other terms forfeit interest. Source ↗
Criteria and documents: A Jet current account in the deposit currency is required. Source ↗

✓ Terms from 1–36 months

✓ ALL or EUR

Rate varies by term; interest retention on early withdrawal applies only to the 12-month deposit.

Key published conditions
Currencies	ALL, EUR
Minimum term (months)	1
Maximum term (months)	36
Early withdrawal	Vetëm depozita 12-mujore ruan interesin për kohën reale në mbyllje të hershme; afatet e tjera humbasin të gjithë interesin. / Only the 12-month deposit retains interest for elapsed time on early closure; other terms lose all interest.
Renewal	Rinovim opsional me normën e re në maturim, pas njoftimit. / Optional renewal at the new maturity-date rate after notification.

Currency / customer	Amount	Months	Annual rate
ALLGross annual rate	50,000 – Confirm amount with bank	1	1%Gross rate before tax; term and amount must match the band.
ALLGross annual rate	50,000 – Confirm amount with bank	3	1.5%Gross rate before tax; term and amount must match the band.
ALLGross annual rate	50,000 – Confirm amount with bank	6	2%Gross rate before tax; term and amount must match the band.
ALLGross annual rate	50,000 – Confirm amount with bank	12	3.5%Gross rate before tax; term and amount must match the band.
ALLGross annual rate	50,000 – Confirm amount with bank	24	3.7%Gross rate before tax; term and amount must match the band.
ALLGross annual rate	50,000 – Confirm amount with bank	36	4%Gross rate before tax; term and amount must match the band.
EURGross annual rate	500 – Confirm amount with bank	1	1%Gross rate before tax; term and amount must match the band.
EURGross annual rate	500 – Confirm amount with bank	3	1.5%Gross rate before tax; term and amount must match the band.
EURGross annual rate	500 – Confirm amount with bank	6	2%Gross rate before tax; term and amount must match the band.
EURGross annual rate	500 – Confirm amount with bank	12	3.5%Gross rate before tax; term and amount must match the band.
EURGross annual rate	500 – Confirm amount with bank	24	3.7%Gross rate before tax; term and amount must match the band.
EURGross annual rate	500 – Confirm amount with bank	36	4%Gross rate before tax; term and amount must match the band.

Official sources and supporting terms