Who can apply? Stable declared salary, rental or business income. Co-borrowers may be required.
Up to ALL 3 millionUp to 10 years
4–11% is the assessment-based 12-month initial rate, followed by T-bills plus margin and floor. The old 14.14% APR illustration does not match current rates and is not presented as current APR.
Maximum termALL: 300 months
EUR: 300 monthsDepending on amount and option
Maximum amountALL: ALL 50,000,000
EUR: UnconfirmedSubject to bank approval
Interest and conditions
Nominal interest by currency
Salary at the lending bankSalary conditions
BKT publishes lower rates for customers receiving salary at BKT, both in year one and in the follow-on formula. Compare payroll and other-customer options below.
What does salary transfer mean?
For an offer conditional on salary transfer, salary must be credited to an account at the lending bank; simply having an account there is not the same. Ask how long you must keep your salary there and what account or package fees apply. The bank confirms eligibility.
Maximum termALL: 300 months
EUR: 300 monthsDepending on amount and option
Maximum amountALL: ALL 50,000,000
EUR: EUR 500,000Subject to bank approval
Nominal interest by currency
Salary at the lending bankSalary conditions
BKT publishes lower rates for customers receiving salary at BKT, both in year one and in the follow-on formula. Compare payroll and other-customer options below.
What does salary transfer mean?
For an offer conditional on salary transfer, salary must be credited to an account at the lending bank; simply having an account there is not the same. Ask how long you must keep your salary there and what account or package fees apply. The bank confirms eligibility.
Maximum termALL: 180 months
EUR: 180 monthsDepending on amount and option
Maximum amountALL: ALL 12,000,000
EUR: EUR 120,000Subject to bank approval
Nominal interest by currency
Salary at the lending bankSalary conditions
BKT publishes lower rates for customers receiving salary at BKT, both in year one and in the follow-on formula. Compare payroll and other-customer options below.
What does salary transfer mean?
For an offer conditional on salary transfer, salary must be credited to an account at the lending bank; simply having an account there is not the same. Ask how long you must keep your salary there and what account or package fees apply. The bank confirms eligibility.
Maximum termALL: 48 months
EUR: 48 months
USD: 48 monthsDepending on amount and option
Maximum amountALL: ALL 3,000,000
EUR: EUR 25,000
USD: USD 30,000Subject to bank approval
Nominal interest by currency
Salary at the lending bankSalary conditions
Salary-transfer discount unconfirmed. Request quotes with and without salary transfer.
What does salary transfer mean?
For an offer conditional on salary transfer, salary must be credited to an account at the lending bank; simply having an account there is not the same. Ask how long you must keep your salary there and what account or package fees apply. The bank confirms eligibility.
Who can apply? Individuals and self-employed applicants buying for personal use. The car must have zero mileage and have been manufactured within 2 years before application.
Up to ALL 3,000,000 / EUR 25,000 / USD 30,000Up to 70% financing for a current-year model
Maximum termALL: 48 monthsDepending on amount and option
Maximum amountALL: ALL 1,000,000Subject to bank approval
Nominal interest by currency
Salary at the lending bankSalary conditions
Salary-transfer discount unconfirmed. Request quotes with and without salary transfer.
What does salary transfer mean?
For an offer conditional on salary transfer, salary must be credited to an account at the lending bank; simply having an account there is not the same. Ask how long you must keep your salary there and what account or package fees apply. The bank confirms eligibility.
Who can apply? Individuals buying a car for personal use, manufactured within 5 years before application. Two guarantors must be acceptable to the bank.
Up to 4 yearsFinance up to 60% of the purchase price
Who can apply? For starting or expanding a business, supported by an investment plan and supplier invoices; approval and guarantees are individually assessed.
Up to 10 years with monthly instalmentsEquipment and fixed assets
Amount depends on business activity and investment plan. Rate, fees and currency require an individual quote.
