Credit card for shopping and online payments.
Card maintenance fee · later years
ALL 1,500 / year · Classic
ALL 3,000 / year · Gold
Other charges, including issuance, account fees and interest, may apply; see the conditions below.
The annual nominal rate is used to calculate interest on the outstanding loan amount; it excludes fees and is different from APR. Rates depend on the currency, customer profile and fixed period. BTH refers to Albanian Treasury bills, while Euribor is a benchmark for euro borrowing. For a variable rate, the published minimum is a floor; the rate you pay may be higher.
The page publishes 2% monthly standard interest and 24% annual nominal. Published APR is 26.82%; our site does not calculate it.
Official terms ↗Subject to the bank’s individual assessment.
APR (annual percentage rate) expresses borrowing costs as a yearly percentage, including interest and the fees included in the calculation. The nominal rate covers interest alone. APR is not an additional charge. Where available, the bank’s published examples are shown below; your offer may differ. Compare the same currency, amount, term and customer profile.
Understand APR and the nominal rate, with an example →
The ALL table lists 26.82% APR and 24% nominal for VISA and Mastercard over months 0–12. No amount or repayment scenario is specified. Fees depend on the variant and usage.
Bank’s example ↗✓ Online and in-store purchases
✓ Instalments under Prima offers
The page contains inconsistent late-interest wording; confirm it with the bank. It is not treated as zero.
| Currencies | ALL |
|---|---|
| Published APR (%) | 26.82% · see examples and conditions |
| Minimum payment | 25% e detyrimit / 25% of amount due |
| Cash withdrawal fee | BKT/vendase 2%, min 500 ALL; jashtë 3%, min 500 ALL |
| Instalments | Këste në POS sipas marrëveshjes / Instalments at participating POS |
| Rewards conditions | Subject to Prima eXtra programme conditions. |
Product page on the bank’s website ↗
Source section: Normat efektive të interesit për Kartat e Kreditit
