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Standard Deposit

Standard deposit with rates by currency, amount and term.

Union Bank
Provider: Directly by the bank. No sponsored placement.

Your product context

ALLEURUSD
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Fees, conditions and use

Minimum and online channel
Minimum ALL 100,000/EUR/USD 1,000; 1, 3, 6 or 12 months, interest at maturity. Union Bank Live adds 0.2 percentage points in ALL and 0.1 in EUR under the terms. Source ↗

Benefits and limitations

✓ Terms from 1–12 months

✓ Interest paid at maturity

Rates checked in the 6 August 2026 bulletin. See amount and term tiers; early withdrawal forfeits interest.

Who is eligible?

Consult the bank’s terms and documents for eligibility criteria.

Key published conditions
CurrenciesALL, EUR, USD
Minimum term (months)1
Maximum term (months)12
Interest payoutAt maturity
Early withdrawalInterest forfeited on early withdrawal.

Amounts, terms and pricing by currency

Currency / customerAmountMonthsAnnual rate
ALLALL · 100,000–2,999,999100,000 – 2,999,99910.4%1 muaj / months. Interes bruto vjetor / Gross annual interest.
ALLALL · 100,000–2,999,999100,000 – 2,999,99930.6%3 muaj / months. Interes bruto vjetor / Gross annual interest.
ALLALL · 100,000–2,999,999100,000 – 2,999,99960.9%6 muaj / months. Interes bruto vjetor / Gross annual interest.
ALLALL · 100,000–2,999,999100,000 – 2,999,999121.5%12 muaj / months. Interes bruto vjetor / Gross annual interest.
ALLALL · 3,000,000–6,999,9993,000,000 – 6,999,99910.6%1 muaj / months. Interes bruto vjetor / Gross annual interest.
ALLALL · 3,000,000–6,999,9993,000,000 – 6,999,99930.8%3 muaj / months. Interes bruto vjetor / Gross annual interest.
ALLALL · 3,000,000–6,999,9993,000,000 – 6,999,99961.1%6 muaj / months. Interes bruto vjetor / Gross annual interest.
ALLALL · 3,000,000–6,999,9993,000,000 – 6,999,999121.7%12 muaj / months. Interes bruto vjetor / Gross annual interest.
ALLALL · ≥ 7,000,0007,000,000 – Confirm amount with bank10.8%1 muaj / months. Interes bruto vjetor / Gross annual interest.
ALLALL · ≥ 7,000,0007,000,000 – Confirm amount with bank31%3 muaj / months. Interes bruto vjetor / Gross annual interest.
ALLALL · ≥ 7,000,0007,000,000 – Confirm amount with bank61.5%6 muaj / months. Interes bruto vjetor / Gross annual interest.
ALLALL · ≥ 7,000,0007,000,000 – Confirm amount with bank121.9%12 muaj / months. Interes bruto vjetor / Gross annual interest.
EUREUR · 1,000–29,9991,000 – 29,99910.2%1 muaj / months. Interes bruto vjetor / Gross annual interest.
EUREUR · 1,000–29,9991,000 – 29,99930.3%3 muaj / months. Interes bruto vjetor / Gross annual interest.
EUREUR · 1,000–29,9991,000 – 29,99960.5%6 muaj / months. Interes bruto vjetor / Gross annual interest.
EUREUR · 1,000–29,9991,000 – 29,999120.8%12 muaj / months. Interes bruto vjetor / Gross annual interest.
EUREUR · 30,000–69,99930,000 – 69,99910.3%1 muaj / months. Interes bruto vjetor / Gross annual interest.
EUREUR · 30,000–69,99930,000 – 69,99930.4%3 muaj / months. Interes bruto vjetor / Gross annual interest.
EUREUR · 30,000–69,99930,000 – 69,99960.6%6 muaj / months. Interes bruto vjetor / Gross annual interest.
EUREUR · 30,000–69,99930,000 – 69,999121%12 muaj / months. Interes bruto vjetor / Gross annual interest.
EUREUR · ≥ 70,00070,000 – Confirm amount with bank10.5%1 muaj / months. Interes bruto vjetor / Gross annual interest.
EUREUR · ≥ 70,00070,000 – Confirm amount with bank30.6%3 muaj / months. Interes bruto vjetor / Gross annual interest.
EUREUR · ≥ 70,00070,000 – Confirm amount with bank60.8%6 muaj / months. Interes bruto vjetor / Gross annual interest.
EUREUR · ≥ 70,00070,000 – Confirm amount with bank121.2%12 muaj / months. Interes bruto vjetor / Gross annual interest.
USDUSD · 1,000–29,9991,000 – 29,99910.2%1 muaj / months. Interes bruto vjetor / Gross annual interest.
USDUSD · 1,000–29,9991,000 – 29,99930.5%3 muaj / months. Interes bruto vjetor / Gross annual interest.
USDUSD · 1,000–29,9991,000 – 29,99960.8%6 muaj / months. Interes bruto vjetor / Gross annual interest.
USDUSD · 1,000–29,9991,000 – 29,999121.1%12 muaj / months. Interes bruto vjetor / Gross annual interest.
USDUSD · 30,000–69,99930,000 – 69,99910.3%1 muaj / months. Interes bruto vjetor / Gross annual interest.
USDUSD · 30,000–69,99930,000 – 69,99930.6%3 muaj / months. Interes bruto vjetor / Gross annual interest.
USDUSD · 30,000–69,99930,000 – 69,99960.9%6 muaj / months. Interes bruto vjetor / Gross annual interest.
USDUSD · 30,000–69,99930,000 – 69,999121.3%12 muaj / months. Interes bruto vjetor / Gross annual interest.
USDUSD · ≥ 70,00070,000 – Confirm amount with bank10.5%1 muaj / months. Interes bruto vjetor / Gross annual interest.
USDUSD · ≥ 70,00070,000 – Confirm amount with bank30.8%3 muaj / months. Interes bruto vjetor / Gross annual interest.
USDUSD · ≥ 70,00070,000 – Confirm amount with bank61.1%6 muaj / months. Interes bruto vjetor / Gross annual interest.
USDUSD · ≥ 70,00070,000 – Confirm amount with bank121.5%12 muaj / months. Interes bruto vjetor / Gross annual interest.
Official sources and supporting terms

Product page on the bank’s website ↗

Buletini-i-normave-te-interesit_6-Gusht.pdf ↗Reviewed pages: 1, 3

Union Bank · Kushtet e punës · gusht 2026 ↗Reviewed pages: 8