Independent comparisons. Official bank sources.How we compare
SQ

Investment Financing

For equipment, buildings and business expansion projects.

United Bank of Albania
Provider: Directly by the bank. No sponsored placement.

Cost summary

Indicative figures
Monthly payment
UnconfirmedPer month
Total interest
UnconfirmedOver the whole term
Fees
UnconfirmedUpfront bank fee only
Total repayment
UnconfirmedLoan + interest + known fee

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Your product context

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Nominal interest by currency

The annual nominal rate is used to calculate interest on the outstanding loan amount; it excludes fees and is different from APR. Rates depend on the currency, customer profile and fixed period. BTH refers to Albanian Treasury bills, while Euribor is a benchmark for euro borrowing. For a variable rate, the published minimum is a floor; the rate you pay may be higher.

ALL · Lekë

Nominal rate unconfirmed. Request pricing for this currency from the bank.

EUR · Euro

Nominal rate unconfirmed. Request pricing for this currency from the bank.

USD

Nominal rate unconfirmed. Request pricing for this currency from the bank.

Business eligibility and documents

Applicant over 21, substantial business experience, stable operations and a concrete investment project.

Criteria and documents
Applicant over 21, substantial business experience, stable operations and a concrete investment project. Source ↗

Annual percentage rate (APR)

APR (annual percentage rate) expresses borrowing costs as a yearly percentage, including interest and the fees included in the calculation. The nominal rate covers interest alone. APR is not an additional charge. Where available, the bank’s published examples are shown below; your offer may differ. Compare the same currency, amount, term and customer profile.

Understand APR and the nominal rate, with an example →

ALL
Not confirmed
EUR
Not confirmed
USD
Not confirmed

No current APR example confirmed in the reviewed sources. A nominal rate can still support a payment estimate.

Repayment, costs & documents

Participation and drawdown
The bank may finance up to 100% of investment; amount depends on operations and plan. Payments require evidence of the financing purpose. Source ↗
Term and security
Up to seven years in ALL/EUR/USD. Security over movable and/or immovable assets. Source ↗

Benefits and limitations

✓ Up to 7 years

✓ ALL, EUR or USD

Final rates and costs are confirmed in the bank’s offer.

Key published conditions
CurrenciesALL, EUR, USD
Maximum term (months)84
Published APR (%)ALL: Not confirmed EUR: Not confirmed USD: Not confirmed
CollateralPasuri të luajtshme ose të paluajtshme / Movable assets or property
Official sources and supporting terms

Product page on the bank’s website ↗