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SQ

United Bank of Albania

Licensed institution listed by the Bank of Albania. Product verification is separate from licensing. Directory source ↗
Bank website

4 selected products, grouped by category. Open a product to see terms and official sources.

Home loans

United Bank of Albania

Home financing (mortgage)

Source checked

Mortgage financing in ALL and EUR, with profit rates based on currency and payroll profile, up to 25 years.

Published APR
ALL
Not confirmed
EUR
Not confirmed
Bank examplesExamples & conditions →
Maximum termALL: 300 months EUR: 300 monthsDepending on amount and option
Maximum amountALL: Unconfirmed EUR: UnconfirmedSubject to bank approval
Interest and conditions

Nominal interest by currency

Salary at the lending bank
Salary conditions

UBA publishes lower profit rates for customers receiving salary at UBA, in ALL and EUR. The first two years, subsequent margin and floor differ.

What does salary transfer mean?

For an offer conditional on salary transfer, salary must be credited to an account at the lending bank; simply having an account there is not the same. Ask how long you must keep your salary there and what account or package fees apply. The bank confirms eligibility.

Bank’s salary conditions ↗
ALL · Lekë
Salary paid into this bankProfit rate · payroll4.5%Fixed for the first 2 years

Then: BTH 12M + 2.5%, min 5.5%

Other customersProfit rate · standard5.5%Fixed for the first 2 years

Then: BTH 12M + 3%, min 6.5%

Published option; confirm the amount, term and profile with the bank.

EUR · Euro
Salary paid into this bankProfit rate · payroll4%Fixed for the first 2 years

Then: Euribor 12M + 3%, min 5%

Other customersProfit rate · standard5%Fixed for the first 2 years

Then: Euribor 12M + 3.5%, min 6%

Published option; confirm the amount, term and profile with the bank.

Rates, conditions & eligibility →

Who can apply? Over 21, with regular declared salary or rental income and acceptable property security.

Up to 25 yearsUp to ALL 50 million equivalent

The page and form give different amount and financing limits; request confirmation. The 6.4% APR has no currency or example inputs, so ALL/EUR APR remains unconfirmed.

Request a quote from the bank

Official source ↗
Source review

Last reviewed: 2026-09-26. Reviewed sources can still contain missing or conditional terms.

Documents and evidence →

Debit cards

Term deposits

United Bank of Albania

Term Deposit

Source checked

Term deposit with a profit rate agreed at opening and payout at maturity.

Published annual rateALL: 0.70 – 2.80% EUR: 0.40 – 2.10% USD: 0.40 – 1.80%Gross rate before tax
TermALL: 60 months EUR: 60 months USD: 60 monthsAvailable terms depend on currency
CurrenciesALL · EUR · USD
Terms from 1–60 monthsAvailable in ALL, EUR or USD

Confirm the rate for the term and currency; renewal is optional.

Official source ↗
Source review

Last reviewed: 2026-09-26. Reviewed sources can still contain missing or conditional terms.

Documents and evidence →

Investment & expansion

United Bank of Albania

Investment Financing

Source checked

For equipment, buildings and business expansion projects.

Published APR
ALL
Not confirmed
EUR
Not confirmed
USD
Not confirmed
Ask the bank for your APRExamples & conditions →
Maximum termALL: 84 months EUR: 84 months USD: 84 monthsDepending on amount and option
Maximum amountALL: Unconfirmed EUR: Unconfirmed USD: UnconfirmedSubject to bank approval

Nominal interest by currency

ALL · Lekë

Nominal rate unconfirmed. Request pricing for this currency from the bank.

Published option; confirm the amount, term and profile with the bank.

EUR · Euro

Nominal rate unconfirmed. Request pricing for this currency from the bank.

Published option; confirm the amount, term and profile with the bank.

USD

Nominal rate unconfirmed. Request pricing for this currency from the bank.

Published option; confirm the amount, term and profile with the bank.

Rates, conditions & eligibility →

Who can apply? Applicant over 21, substantial business experience, stable operations and a concrete investment project.

Up to 7 yearsALL, EUR or USD

Final rates and costs are confirmed in the bank’s offer.

Request a quote from the bank

Official source ↗
Source review

Last reviewed: 2026-09-26. Reviewed sources can still contain missing or conditional terms.

Documents and evidence →