Long-term Business Loans
Finance property and strategic long-term business investment.
Cost summary
Indicative figures- Monthly payment
- UnconfirmedPer month
- Total interest
- UnconfirmedOver the whole term
- Fees
- UnconfirmedUpfront bank fee only
- Total repayment
- UnconfirmedLoan + interest + known fee
Choose your amount, term, currency and customer category to see the summary.
Choose your loan details →Your product context
Calculate with this product →Nominal interest by currency
The annual nominal rate is used to calculate interest on the outstanding loan amount; it excludes fees and is different from APR. Rates depend on the currency, customer profile and fixed period. BTH refers to Albanian Treasury bills, while Euribor is a benchmark for euro borrowing. For a variable rate, the published minimum is a floor; the rate you pay may be higher.
Currency unconfirmed
Nominal rate unconfirmed. Request pricing for this currency from the bank.
Business eligibility and documents
Consult the bank’s terms and documents for eligibility criteria.
Annual percentage rate (APR)
APR (annual percentage rate) expresses borrowing costs as a yearly percentage, including interest and the fees included in the calculation. The nominal rate covers interest alone. APR is not an additional charge. Where available, the bank’s published examples are shown below; your offer may differ. Compare the same currency, amount, term and customer profile.
Understand APR and the nominal rate, with an example →
- APR
- Not confirmed
No current APR example confirmed in the reviewed sources. A nominal rate can still support a payment estimate.
Repayment, costs & documents
- Term and use
- Over five years for property, development projects and business expansion; no published maximum term. Source ↗
Benefits and limitations
✓ Terms above 5 years
✓ For business investment
The product page and published terms do not give a product-specific rate, APR, amount, currency or security requirement. These remain subject to bank confirmation.
| Currencies | Not verified |
|---|---|
| Published APR (%) | Not confirmed |
Official sources and supporting terms
Product page on the bank’s website ↗
Source section: Kredi Afatgjata