The annual nominal rate is used to calculate interest on the outstanding loan amount; it excludes fees and is different from APR. Rates depend on the currency, customer profile and fixed period. BTH refers to Albanian Treasury bills, while Euribor is a benchmark for euro borrowing. For a variable rate, the published minimum is a floor; the rate you pay may be higher.

ALL · Lekë

No confirmed interest rate for these selections. Request a quote from the bank.

Business eligibility and documents

For agricultural business, subject to the product purpose and bank assessment. Nominal interest, APR and general fees are not published on the product page.

Who can apply: For agricultural business, subject to the product purpose and bank assessment. Nominal interest, APR and general fees are not published on the product page. Source ↗

Annual percentage rate (APR)

APR (annual percentage rate) expresses borrowing costs as a yearly percentage, including interest and the fees included in the calculation. The nominal rate covers interest alone. APR is not an additional charge. Where available, the bank’s published examples are shown below; your offer may differ. Compare the same currency, amount, term and customer profile.

Understand APR and the nominal rate, with an example →

ALL: Not confirmed

No current APR example confirmed in the reviewed sources. A nominal rate can still support a payment estimate.

Repayment, costs & documents

Interest, fees and payments: The page publishes seasonal repayments but no nominal rate, APR or product fee. Request the repayment plan and individual quote from the bank. Source ↗

Benefits and limitations

✓ Seasonal payments

✓ Term up to 3 years

Key published conditions
Currencies	ALL
Maximum amount	ALL 60,000,000
Maximum term (months)	36
Published APR (%)	Not confirmed

Official sources and supporting terms

Product page on the bank’s website ↗