Visa Gold for shopping and travel with instalment options.
Card maintenance fee · later years
ALL 3,500 / year · Standard
EUR 30 / year · Standard
Other charges, including issuance, account fees and interest, may apply; see the conditions below.
The annual nominal rate is used to calculate interest on the outstanding loan amount; it excludes fees and is different from APR. Rates depend on the currency, customer profile and fixed period. BTH refers to Albanian Treasury bills, while Euribor is a benchmark for euro borrowing. For a variable rate, the published minimum is a floor; the rate you pay may be higher.
Consult the bank’s terms and documents for eligibility criteria.
APR (annual percentage rate) expresses borrowing costs as a yearly percentage, including interest and the fees included in the calculation. The nominal rate covers interest alone. APR is not an additional charge. Where available, the bank’s published examples are shown below; your offer may differ. Compare the same currency, amount, term and customer profile.
Understand APR and the nominal rate, with an example →
The document does not specify the example currency, amount or term; it is not automatically assigned to ALL or EUR.
Bank’s example · page 3 ↗✓ Published interest 18%
✓ 7% minimum payment
The published 19.44% APR has no example currency, amount or term; it is not an individual quote. Credit limit depends on security.
| Currencies | ALL, EUR |
|---|---|
| Published APR (%) | ALL: Not confirmed EUR: Not confirmed · see examples and conditions |
| Minimum payment | 7% e shumës së përdorur / 7% of the used amount |
| Instalments | 2–12 muaj mbi 6,000 ALL / 50 EUR në POS Tirana Bank / 2–12 months above ALL 6,000 / EUR 50 at Tirana Bank POS |
Product page on the bank’s website ↗
Tirana Bank · Visa Gold · informacion parakontraktor ↗Reviewed pages: 1, 3
