Mastercard World Elite
Premium credit card with airport services and travel insurance.
Your product context
Card maintenance fee · later years
Unconfirmed
Other charges, including issuance, account fees and interest, may apply; see the conditions below.
Nominal interest by currency
The annual nominal rate is used to calculate interest on the outstanding loan amount; it excludes fees and is different from APR. Rates depend on the currency, customer profile and fixed period. BTH refers to Albanian Treasury bills, while Euribor is a benchmark for euro borrowing. For a variable rate, the published minimum is a floor; the rate you pay may be higher.
ALL · Lekë
The page publishes one rate for the ALL/EUR card. Minimum payment is 7% of the used amount; confirm instalment-plan conditions.
Official terms ↗EUR · Euro
The page publishes one rate for the ALL/EUR card. Minimum payment is 7% of the used amount; confirm instalment-plan conditions.
Official terms ↗Employment, income & eligibility
Consult the bank’s terms and documents for eligibility criteria.
Annual percentage rate (APR)
APR (annual percentage rate) expresses borrowing costs as a yearly percentage, including interest and the fees included in the calculation. The nominal rate covers interest alone. APR is not an additional charge. Where available, the bank’s published examples are shown below; your offer may differ. Compare the same currency, amount, term and customer profile.
Understand APR and the nominal rate, with an example →
- ALL
- Not confirmed
- EUR
- Not confirmed
No current APR example confirmed in the reviewed sources. A nominal rate can still support a payment estimate.
Repayment, costs & documents
- Instalments and purchases
- Purchases have no commission; 2–12 instalments at Tirana Bank POS from ALL 6,000/EUR 50. Monthly minimum 7% of used amount. Source ↗
- Travel insurance
- Cover up to EUR 100,000 under the policy, conditional on paying for the trip with the card; 10 lounge entries and two Fast Track uses annually under the rules. Source ↗
Benefits and limitations
✓ Published interest 22%
✓ 7% minimum payment
Travel benefits have activation requirements and limits. Interest is not APR.
| Currencies | ALL, EUR |
|---|---|
| Published APR (%) | ALL: Not confirmed EUR: Not confirmed |
| Minimum payment | 7% e shumës së përdorur / 7% of the used amount |
| Rewards conditions | 10 vizita lounge dhe 2 Fast Track në vit, sipas kushteve / 10 lounge visits and 2 Fast Track uses yearly, subject to terms |
Amounts, terms and pricing by currency
| Currency / customer | Amount | Months | Annual rate |
|---|---|---|---|
| ALLUnsecured | 500,000 – 3,000,000 | See nominal interest aboveSubject to product terms. | |
| EURUnsecured | 5,000 – 30,000 | See nominal interest aboveSubject to product terms. |