Small Business Investment Loan
Finance equipment, machinery, premises and investment refinancing.
Cost summary
Indicative figures- Monthly payment
- UnconfirmedPer month
- Total interest
- UnconfirmedOver the whole term
- Fees
- UnconfirmedUpfront bank fee only
- Total repayment
- UnconfirmedLoan + interest + known fee
Choose your amount, term, currency and customer category to see the summary.
Choose your loan details →Your product context
Calculate with this product →Nominal interest by currency
The annual nominal rate is used to calculate interest on the outstanding loan amount; it excludes fees and is different from APR. Rates depend on the currency, customer profile and fixed period. BTH refers to Albanian Treasury bills, while Euribor is a benchmark for euro borrowing. For a variable rate, the published minimum is a floor; the rate you pay may be higher.
ALL · Lekë
Nominal rate unconfirmed. Request pricing for this currency from the bank.
EUR · Euro
Nominal rate unconfirmed. Request pricing for this currency from the bank.
USD
Nominal rate unconfirmed. Request pricing for this currency from the bank.
Business eligibility and documents
Consult the bank’s terms and documents for eligibility criteria.
Annual percentage rate (APR)
APR (annual percentage rate) expresses borrowing costs as a yearly percentage, including interest and the fees included in the calculation. The nominal rate covers interest alone. APR is not an additional charge. Where available, the bank’s published examples are shown below; your offer may differ. Compare the same currency, amount, term and customer profile.
Understand APR and the nominal rate, with an example →
- ALL
- Not confirmed
- EUR
- Not confirmed
- USD
- Not confirmed
No current APR example confirmed in the reviewed sources. A nominal rate can still support a payment estimate.
Repayment, costs & documents
- Limit and participation
- Up to EUR 1 million or ALL/USD equivalent, up to 84 months; finances up to 80% of investment. A grace period may be approved for the project. Source ↗
- Separate offer on the page
- The page also advertises financing up to ALL 148 million at 3.5% APR without administration fees until 20 November 2027. It omits full term, example and eligibility details, so this rate is not automatically applied to the standard loan. Source ↗
Benefits and limitations
✓ Up to 84 months
✓ Up to EUR 1 million equivalent
Finance up to 80% of investment; rate and collateral depend on the bank’s review.
| Currencies | ALL, EUR, USD |
|---|---|
| Maximum term (months) | 84 |
| Published APR (%) | ALL: Not confirmed EUR: Not confirmed USD: Not confirmed |
Amounts, terms and pricing by currency
| Currency / customer | Amount | Months | Annual rate |
|---|---|---|---|
| ALLStandard investment | — – Confirm amount with bank | —–84 | By agreementUp to 80% of investment; ALL/USD are equivalents of the EUR cap. |
| EURStandard investment | — – 1,000,000 | —–84 | By agreementUp to 80% of investment; ALL/USD are equivalents of the EUR cap. |
| USDStandard investment | — – Confirm amount with bank | —–84 | By agreementUp to 80% of investment; ALL/USD are equivalents of the EUR cap. |
Official sources and supporting terms
Product page on the bank’s website ↗
Source section: 3. Kredia për investim