The annual nominal rate is used to calculate interest on the outstanding loan amount; it excludes fees and is different from APR. Rates depend on the currency, customer profile and fixed period. BTH refers to Albanian Treasury bills, while Euribor is a benchmark for euro borrowing. For a variable rate, the published minimum is a floor; the rate you pay may be higher.

ALL · Lekë

No confirmed interest rate for these selections. Request a quote from the bank.

Business eligibility and documents

For farms, livestock, orchards, greenhouses, storage, equipment and agritourism. Confirm rates, fees and the repayment schedule with the bank.

Who can apply: For farms, livestock, orchards, greenhouses, storage, equipment and agritourism. Confirm rates, fees and the repayment schedule with the bank. Source ↗

Annual percentage rate (APR)

APR (annual percentage rate) expresses borrowing costs as a yearly percentage, including interest and the fees included in the calculation. The nominal rate covers interest alone. APR is not an additional charge. Where available, the bank’s published examples are shown below; your offer may differ. Compare the same currency, amount, term and customer profile.

Understand APR and the nominal rate, with an example →

ALL: Not confirmed

No current APR example confirmed in the reviewed sources. A nominal rate can still support a payment estimate.

Repayment, costs & documents

Purpose-specific limits: Unsecured: ALL 300,000–4,000,000, up to 60 months working capital or 84 months investment. Secured investment: ALL 300,000–18,100,000, up to 120 months. Source ↗
Collateral: Unsecured up to ALL 4 million; financing up to ALL 18.1 million requires collateral. Source ↗

Benefits and limitations

✓ Unsecured: up to ALL 4 million

✓ Secured: up to 10 years

Key published conditions
Currencies	ALL
Minimum amount	ALL 300,000
Maximum amount	ALL 18,100,000
Maximum term (months)	120
Published APR (%)	Not confirmed
Collateral	Pa kolateral deri në 4,000,000 LEK; financimi deri në 18,100,000 LEK kërkon kolateral.

Amounts, terms and pricing by currency

Currency / customer	Amount	Months	Annual rate
ALLWorking capital — unsecured	300,000 – 4,000,000	—–60	By agreementFor farms, livestock, orchards, greenhouses, storage, equipment and agritourism. Confirm rates, fees and the repayment schedule with the bank.
ALLInvestment — unsecured	300,000 – 4,000,000	—–84	By agreementFor farms, livestock, orchards, greenhouses, storage, equipment and agritourism. Confirm rates, fees and the repayment schedule with the bank.
ALLInvestment — secured	300,000 – 18,100,000	—–120	By agreementFor farms, livestock, orchards, greenhouses, storage, equipment and agritourism. Confirm rates, fees and the repayment schedule with the bank.

Official sources and supporting terms

Product page on the bank’s website ↗