Financing for electric and plug-in hybrid vehicles.
Choose your amount, term, currency and customer category to see the summary.
Choose your loan details →The annual nominal rate is used to calculate interest on the outstanding loan amount; it excludes fees and is different from APR. Rates depend on the currency, customer profile and fixed period. BTH refers to Albanian Treasury bills, while Euribor is a benchmark for euro borrowing. For a variable rate, the published minimum is a floor; the rate you pay may be higher.
Salary at ProCredit gives a lower margin and floor in ALL/EUR. Compare the complete formula; the actual rate difference also depends on the benchmark and floor.
For an offer conditional on salary transfer, salary must be credited to an account at the lending bank; simply having an account there is not the same. Ask how long you must keep your salary there and what account or package fees apply. The bank confirms eligibility.
Bank’s salary conditions ↗The bank confirms the final rate based on your profile and the product terms.
Official terms ↗The bank confirms the final rate based on your profile and the product terms.
Official terms ↗The bank confirms the final rate based on your profile and the product terms.
Official terms ↗The bank confirms the final rate based on your profile and the product terms.
Official terms ↗Resident with regular monthly income and at least 6 months of employment. Electric or plug-in hybrid car; preferential terms require salary at ProCredit.
APR (annual percentage rate) expresses borrowing costs as a yearly percentage, including interest and the fees included in the calculation. The nominal rate covers interest alone. APR is not an additional charge. Where available, the bank’s published examples are shown below; your offer may differ. Compare the same currency, amount, term and customer profile.
Understand APR and the nominal rate, with an example →
Fee 1.5%. Variable interest using the example’s 12M benchmark: margin 6 points for payroll, 7 for others; floor 7%/8%. Payments change with the benchmark.
Bank’s example ↗Fee 1.5%. Variable interest using the example’s 12M benchmark: margin 6 points for payroll, 7 for others; floor 7%/8%. Payments change with the benchmark.
Bank’s example ↗Fee 1.5%. Variable interest using the example’s 12M benchmark: margin 6 points for payroll, 7 for others; floor 7%/8%. Payments change with the benchmark.
Bank’s example ↗Fee 1.5%. Variable interest using the example’s 12M benchmark: margin 6 points for payroll, 7 for others; floor 7%/8%. Payments change with the benchmark.
Bank’s example ↗✓ Up to 7 years
✓ ALL or EUR
The page’s offer is time-limited without an end date; request confirmation. Security and insurance depend on exposure.
| Currencies | ALL, EUR |
|---|---|
| Salary at the lending bank | Salary at ProCredit gives a lower margin and floor in ALL/EUR. Compare the complete formula; the actual rate difference also depends on the benchmark and floor. |
| Maximum term (months) | 84 |
| Published APR (%) | ALL: 9.34 – 10.44% EUR: 9.14 – 10.24% · see examples and conditions |
| Fees | 1.5% disbursim / disbursement |
Product page on the bank’s website ↗
ProCredit · Makina elektrike · informacion parakontraktor · mars 2026 ↗Reviewed pages: 1, 2
