Business electric-vehicle loan
Business electric-fleet financing from EUR 10,000 to 100,000, for up to seven years.
Cost summary
Indicative figures- Monthly payment
- UnconfirmedPer month
- Total interest
- UnconfirmedOver the whole term
- Fees
- UnconfirmedUpfront bank fee only
- Total repayment
- UnconfirmedLoan + interest + known fee
Interest and monthly payments over time
- Year 1
- Euribor 12M + 6%, min 7%Variable · the benchmark may changeMonthly payment—
- From year 2
- Euribor 12M + 6%, min 7%Variable · the benchmark may changeMonthly payment—
Choose your amount, term, currency and customer category to see the summary.
Choose your loan details →Your product context
Calculate with this product →Nominal interest by currency
The annual nominal rate is used to calculate interest on the outstanding loan amount; it excludes fees and is different from APR. Rates depend on the currency, customer profile and fixed period. BTH refers to Albanian Treasury bills, while Euribor is a benchmark for euro borrowing. For a variable rate, the published minimum is a floor; the rate you pay may be higher.
EUR · Euro
- Year 1
- Euribor 12M + 6%, min 7%Variable · the benchmark may change
- From year 2
- Euribor 12M + 6%, min 7%Variable · the benchmark may change
The bank confirms the final rate and conditions.
Official terms ↗Business eligibility and documents
Business operating for over one year with stable income.
- Business history
- Business operating for over one year with stable income. Source ↗
Annual percentage rate (APR)
APR (annual percentage rate) expresses borrowing costs as a yearly percentage, including interest and the fees included in the calculation. The nominal rate covers interest alone. APR is not an additional charge. Where available, the bank’s published examples are shown below; your offer may differ. Compare the same currency, amount, term and customer profile.
Understand APR and the nominal rate, with an example →
- EUR
- Not confirmed
The page publishes the interest formula and installment illustrations, but no APR.
Repayment, costs & documents
Benefits and limitations
✓ Up to 100% financing
✓ Up to seven years
The offer is described as time-limited, but no expiry date is published. Confirm the fee.
| Currencies | EUR |
|---|---|
| Minimum amount | EUR 10,000 |
| Maximum amount | EUR 100,000 |
| Maximum term (months) | 84 |
| Published APR (%) | Not confirmed |
| Collateral | Automjeti i financuar dhe bashkëhuamarrës / Financed vehicle and co-borrower |
Amounts, terms and pricing by currency
| Currency / customer | Amount | Months | Annual rate |
|---|---|---|---|
| EURElectric vehicles | 10,000 – 100,000 | —–84 | See nominal interest aboveSubject to profile and bank assessment. |
Official sources and supporting terms
Product page on the bank’s website ↗
Source section: Kredi për makina elektrike për biznes