The annual nominal rate is used to calculate interest on the outstanding loan amount; it excludes fees and is different from APR. Rates depend on the currency, customer profile and fixed period. BTH refers to Albanian Treasury bills, while Euribor is a benchmark for euro borrowing. For a variable rate, the published minimum is a floor; the rate you pay may be higher.

Currency unconfirmed

No confirmed interest rate for these selections. Request a quote from the bank.

Business eligibility and documents

At least 1 year of agricultural business experience is required. The bank assesses the application and confirms financing terms.

Who can apply: At least 1 year of agricultural business experience. Source ↗

Annual percentage rate (APR)

APR (annual percentage rate) expresses borrowing costs as a yearly percentage, including interest and the fees included in the calculation. The nominal rate covers interest alone. APR is not an additional charge. Where available, the bank’s published examples are shown below; your offer may differ. Compare the same currency, amount, term and customer profile.

Understand APR and the nominal rate, with an example →

APR: Not confirmed

The bank does not publish APR on this page. Request a quote with all costs.

Repayment, costs & documents

Term by variant: The bank publishes “up to 12–36 months”. The actual term depends on the variant confirmed by the bank; 36 months does not automatically apply to every application. Source ↗
Repayments: Regular or seasonal instalments; a single repayment may be arranged according to the business cycle. The bank confirms the schedule. Source ↗

Benefits and limitations

✓ Instalment loan or credit line

✓ Seasonal repayments

Key published conditions
Currencies	Not verified
Published APR (%)	Not confirmed

Official sources and supporting terms

Product page on the bank’s website ↗

Source section: Kushtet e përgjithshme — tabela e financimit për agrobiznesin