Investment loan
For equipment, machinery and business premises.
Cost summary
Indicative figures- Monthly payment
- UnconfirmedPer month
- Total interest
- UnconfirmedOver the whole term
- Fees
- UnconfirmedUpfront bank fee only
- Total repayment
- UnconfirmedLoan + interest + known fee
Choose your amount, term, currency and customer category to see the summary.
Choose your loan details →Your product context
Calculate with this product →Nominal interest by currency
The annual nominal rate is used to calculate interest on the outstanding loan amount; it excludes fees and is different from APR. Rates depend on the currency, customer profile and fixed period. BTH refers to Albanian Treasury bills, while Euribor is a benchmark for euro borrowing. For a variable rate, the published minimum is a floor; the rate you pay may be higher.
Currency unconfirmed
Nominal rate unconfirmed. Request pricing for this currency from the bank.
Business eligibility and documents
Business investing in technology, equipment, machinery or premises; the bank assesses the investment plan and security.
- Criteria and documents
- Business investing in technology, equipment, machinery or premises; the bank assesses the investment plan and security. Source ↗
Annual percentage rate (APR)
APR (annual percentage rate) expresses borrowing costs as a yearly percentage, including interest and the fees included in the calculation. The nominal rate covers interest alone. APR is not an additional charge. Where available, the bank’s published examples are shown below; your offer may differ. Compare the same currency, amount, term and customer profile.
Understand APR and the nominal rate, with an example →
- APR
- Not confirmed
No current APR example confirmed in the reviewed sources. A nominal rate can still support a payment estimate.
Repayment, costs & documents
- Term by investment
- Up to 10 years for buildings/fixed assets; up to 7 years for plant and machinery. Drawdown follows the investment plan; seasonal repayment is available. Source ↗
- Collateral coverage
- Minimum 80% for existing and 100% for new customers; a deposit-backed alternative requires at least 110% coverage. These are bank collateral-coverage ratios, not down-payment percentages. Source ↗
Benefits and limitations
✓ Repayment aligned with business seasonality
✓ For machinery and business premises
Up to 10 years for buildings, 7 years for machinery. Rate and currency require an individual quote.
| Currencies | Not verified |
|---|---|
| Maximum term (months) | 120 |
| Published APR (%) | Not confirmed |