Horizont Deposit
Long-term ALL deposit with interest credited annually.
OTP Bank Albania
Provider: Directly by the bank. No sponsored placement.
Your product context
Calculate with this product →Fees, conditions and use
- Amount and interest payout
- Minimum ALL 100,000, no published maximum; five or seven years, annual interest payout. No top-ups during the term. Source ↗
- Early closure
- Current-year interest and previous-year net interest are forfeited; not automatically all interest from every year. Source ↗
- Criteria and documents
- Individual with valid ID card or passport and the minimum deposit funds. Source ↗
Benefits and limitations
✓ 5- or 7-year term
✓ 2%–2.5% annual interest by tier
No top-ups. Early closure forfeits current-year interest and previous-year net interest.
| Currencies | ALL |
|---|---|
| Minimum amount | ALL 100,000 |
| Minimum term (months) | 60 |
| Maximum term (months) | 84 |
| Interest payout | Çdo vit / Annually |
| Early withdrawal | Humbet interesi i vitit aktual dhe interesi neto i vitit të kaluar / Current-year interest and previous-year net interest are forfeited |
| Renewal | Rinovim automatik i mundur / Automatic renewal available |
Amounts, terms and pricing by currency
| Currency / customer | Amount | Months | Annual rate |
|---|---|---|---|
| ALLTerm deposit | 100,000 – 5,000,000 | 60 | 2%Gross annual rate; annual payout. |
| ALLTerm deposit | 5,000,000.01 – Confirm amount with bank | 60 | 2.1%Gross annual rate; annual payout. |
| ALLTerm deposit | 100,000 – 5,000,000 | 84 | 2.2%Gross annual rate; annual payout. |
| ALLTerm deposit | 5,000,000.01 – Confirm amount with bank | 84 | 2.5%Gross annual rate; annual payout. |