Independent comparisons. Official bank sources.How we compare
SQ

Visa Infinite

Euro charge card offered by invitation, with travel services.

Intesa Sanpaolo Bank Albania
Provider: Directly by the bank. No sponsored placement.

Your product context

Card maintenance fee · later years
EUR 500 / year · Standard
Other charges, including issuance, account fees and interest, may apply; see the conditions below.

Calculate with this product →

Nominal interest by currency

The annual nominal rate is used to calculate interest on the outstanding loan amount; it excludes fees and is different from APR. Rates depend on the currency, customer profile and fixed period. BTH refers to Albanian Treasury bills, while Euribor is a benchmark for euro borrowing. For a variable rate, the published minimum is a floor; the rate you pay may be higher.

EUR · Euro

Nominal rate unconfirmed. Request pricing for this currency from the bank.

Employment, income & eligibility

Offered by invitation from the bank.

Annual percentage rate (APR)

APR (annual percentage rate) expresses borrowing costs as a yearly percentage, including interest and the fees included in the calculation. The nominal rate covers interest alone. APR is not an additional charge. Where available, the bank’s published examples are shown below; your offer may differ. Compare the same currency, amount, term and customer profile.

Understand APR and the nominal rate, with an example →

EUR
Not confirmed

No current APR example confirmed in the reviewed sources. A nominal rate can still support a payment estimate.

Repayment, costs & documents

Fee and line
First annual fee waived; then EUR 500 including supplementary card. Second holder EUR 250. Standard line EUR 15,000; cash limit EUR 2,500. Source ↗
Cash and late payment
Intesa ATMs 3%, min EUR 2.5; other ATMs 4%, min EUR 5. Repayment period 15 days; late interest 60% annually, not APR or purchase interest. Source ↗

Benefits and limitations

✓ By invitation only

✓ Premium travel services

This is a charge card; confirm repayment conditions and fees before applying.

Key published conditions
CurrenciesEUR
Annual feeEUR 500
Published APR (%)Not confirmed
Credit limitEUR 15,000
Interest-free period (days)15
Official sources and supporting terms

Product page on the bank’s website ↗

Intesa · Kushtet për individë · shtator 2026 ↗Reviewed pages: 6