Business Investment Loan
Business development financing with repayments tailored to the investment.
Cost summary
Indicative figures- Monthly payment
- UnconfirmedPer month
- Total interest
- UnconfirmedOver the whole term
- Fees
- UnconfirmedUpfront bank fee only
- Total repayment
- UnconfirmedLoan + interest + known fee
Choose your amount, term, currency and customer category to see the summary.
Choose your loan details →Your product context
Calculate with this product →Nominal interest by currency
The annual nominal rate is used to calculate interest on the outstanding loan amount; it excludes fees and is different from APR. Rates depend on the currency, customer profile and fixed period. BTH refers to Albanian Treasury bills, while Euribor is a benchmark for euro borrowing. For a variable rate, the published minimum is a floor; the rate you pay may be higher.
ALL · Lekë
Nominal rate unconfirmed. Request pricing for this currency from the bank.
EUR · Euro
Nominal rate unconfirmed. Request pricing for this currency from the bank.
Business eligibility and documents
Business legal documents, last three years’ financial statements, investment plan, collateral records, 12 months of loan-account statements and Credit Register consent.
- Criteria and documents
- Business legal documents, last three years’ financial statements, investment plan, collateral records, 12 months of loan-account statements and Credit Register consent. Source ↗
Annual percentage rate (APR)
APR (annual percentage rate) expresses borrowing costs as a yearly percentage, including interest and the fees included in the calculation. The nominal rate covers interest alone. APR is not an additional charge. Where available, the bank’s published examples are shown below; your offer may differ. Compare the same currency, amount, term and customer profile.
Understand APR and the nominal rate, with an example →
- ALL
- Not confirmed
- EUR
- Not confirmed
No current APR example confirmed in the reviewed sources. A nominal rate can still support a payment estimate.
Repayment, costs & documents
- Financing and disbursement
- Up to EUR 500,000 over up to 15 years; also available in ALL, without a published numeric ALL cap. Drawdown and repayment follow the investment plan. Source ↗
- Rate and security
- Variable interest depending on collateral type. Property/land, including agricultural land, or a pledged deposit must cover principal, interest and fees. Source ↗
Benefits and limitations
✓ Up to 15 years
✓ Up to EUR 500,000
Confirm the ALL amount, rate and collateral in the offer.
| Currencies | ALL, EUR |
|---|---|
| Maximum term (months) | 180 |
| Published APR (%) | ALL: Not confirmed EUR: Not confirmed |
| Collateral | Pasuri e paluajtshme/tokë ose depozitë e bllokuar / Property/land or pledged deposit |
Amounts, terms and pricing by currency
| Currency / customer | Amount | Months | Annual rate |
|---|---|---|---|
| ALLBusiness investment | — – Confirm amount with bank | —–180 | By agreementSubject to product terms. |
| EURBusiness investment | — – 500,000 | —–180 | By agreementSubject to product terms. |